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Stop MCA Withdrawals.
Settle for 20¢ on the dollar.
Merchant cash advance settlement without bankruptcy, consolidation, or another loan. We stop ACH withdrawals and resolve stacked MCAs — guaranteed.
$400M+
MCA debt resolved
2,000+
businesses saved
17+ Years
since 2008
BBB A+
accredited
Get Your Free MCA Relief Plan
15-minute call. No upfront fees. No obligation.
Drowning in Merchant Cash Advances?
If any of this is happening, we can help.
How We Stop the Withdrawals
A clear three-step process. No legal battles. No new loans.
Free 15-Minute Call
We review your MCA stack, ACH withdrawals, and personal guarantee exposure — then tell you honestly if we can help.
Your Custom Relief Plan
We map out exactly how each MCA gets settled and what your personal guarantee exposure looks like at the end.
We Handle the Funders
We negotiate directly with every MCA funder on your stack. You stop the bleeding and run your business.
Why Business Owners Choose Us
Most “MCA relief” firms sell you another MCA. We do something different.
Settlement, Not Consolidation
We never sell you another loan. Your debt gets settled, not refinanced.
Settle for 10–20¢ on the Dollar
Average client resolves MCA debt for a fraction of the balance.
No Bankruptcy. No Court.
Resolved out of court. No public filings. No reputational hit.
Withdrawals Stopped — Guaranteed
Not “reduced.” Stopped. That’s the first thing we do.
Personal Guarantees Resolved
Walk away without your home, savings, or personal assets on the line.
Trusted by the Industry
Banks, law firms, and financial advisors refer their clients to us.
The Second Wind Relief Plan vs. Every Other Option
Most owners don’t realize how different these paths actually are. Here’s how they stack up.
|
What matters most |
Second Wind Relief Plan |
MCA Consolidation Another loan |
Bankruptcy Chapter 7 / 11 |
MCA Attorney Litigation defense |
|---|---|---|---|---|
|
Stops ACH withdrawals |
~ Sometimes |
|||
|
Reduces debt |
~ Varies |
|||
|
Keeps business open |
||||
|
Resolved out of court |
||||
|
No new loan required |
||||
|
Resolves personal guarantee |
~ Varies |
|||
|
No public record |
Real Settlements. Real Numbers.
Every business below was facing default. Here’s what we resolved their debt for.
93%
Saved
Debt
$150,000
Settled
$10,000
92%
Saved
Debt
$1,039,500
Settled
$80,000
84%
Saved
Debt
$443,783
Settled
$70,000
82%
Saved
Debt
$193,654
Settled
$35,000
Results vary based on individual circumstances. Past results do not guarantee future outcomes.
What Business Owners Say
“They saved our business when we thought it was over.”
Jim Radosevic
Business Owner
“Their Article 9 process preserved everything we’d built.”
David Zeller
Business Owner
“They impacted my business in a way I didn’t believe was possible.”
Kevin Sullivan
Business Owner
ABF Journal’s Top Turnaround Firm — 2025
The leading independent publication covering asset-based lending, factoring, and turnaround management.
Common Questions About MCA Relief
Every Day You Wait,
MCA Withdrawals Cost You More.
Get a free 15-minute relief plan and find out exactly how we can help.